Mon–Sat: 8am–5pm Emergency Service Available
Trusted Credit Specialists Since 2010

Rebuild Your Credit.
Reclaim Your Future.

Above Credit Repair Jacksonville delivers expert credit counseling, dispute resolution, and personalized financial coaching to help you achieve the credit score you deserve β€” and the life that comes with it.

1,200+
Clients Helped
150+
Avg. Points Gained
98%
Satisfaction Rate
14+
Years Experience

🎯 Credit Score Journey

780
Excellent
Score
Up from 520 in just 12 months
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Dispute negative items
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Remove late payments
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Optimize credit mix
Maintain 750+ score
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BBB AccreditedA+ Rating
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100% SecureYour data is safe
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CROA CompliantFully Licensed
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Money-BackGuarantee
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Fast Results30–90 Day Process

Comprehensive Credit Repair Services

We offer a full suite of credit counseling and repair services designed to address every aspect of your financial health.

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Credit Analysis & Review

In-depth review of all three credit bureaus β€” Equifax, Experian, and TransUnion β€” to identify negative items, errors, and opportunities for improvement.

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Dispute Resolution

We professionally dispute inaccurate, unverifiable, and outdated negative items on your behalf, using proven strategies that get results.

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Debt Management Coaching

Personalized guidance on managing debt-to-income ratios, credit utilization, and building positive credit history for long-term financial health.

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Mortgage Credit Prep

Specialized programs to prepare your credit profile for home loan qualification, helping you achieve the score required for better mortgage rates.

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Credit Score Building

Strategic plans to actively improve your credit score using tradeline optimization, authorized user accounts, and secured credit strategies.

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Financial Education

Ongoing workshops and one-on-one coaching to ensure you maintain excellent credit long after our work together is complete.

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Your Path to Better Credit

We make credit repair simple, transparent, and effective with our proven 4-step process.

1

Free Consultation

We review your credit reports from all three bureaus and explain exactly what's impacting your score β€” at no cost.

2

Custom Action Plan

Our team builds a personalized strategy identifying every dispute and improvement opportunity tailored to your goals.

3

Dispute & Repair

We send professionally crafted dispute letters and follow up aggressively until negative items are removed or corrected.

4

Monitor & Maintain

We track your progress monthly and provide ongoing coaching to ensure your score keeps climbing and stays strong.

Above Credit Repair team in consultation
14+
Years of Excellence

We're in Your Corner, Every Step of the Way

Founded in 2010, Above Credit Repair Jacksonville has helped over 1,200 clients across Los Angeles and beyond transform their financial lives through expert credit counseling and repair services.

Our mission is simple: to provide honest, effective, and affordable credit repair solutions that empower individuals and families to achieve their financial goals β€” whether that's buying a home, qualifying for a car loan, or simply gaining peace of mind.

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Certified Credit CounselorsOur team holds NACCC and NFCC certifications ensuring the highest professional standards.
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100% CROA CompliantWe operate fully within the Credit Repair Organizations Act β€” transparent, ethical, and legal.
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No Up-Front FeesWe only charge after we deliver results. Your success is our payment model.
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Real-Time Progress TrackingLog into your personal dashboard anytime to see exactly where you stand.
Meet Our Team β†’

Real Results. Real People.

Don't take our word for it β€” hear from clients who transformed their credit and their lives.

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"I was stuck at a 512 credit score for years, and I'd given up hope of ever buying a home. Above Credit Repair changed everything. Within 8 months they removed 11 negative items and my score hit 704. I closed on my first home last spring. I literally cried when I got the keys."

Maria T.β€” Los Angeles, CA
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"After a difficult divorce, my credit was a disaster. Collections, late payments β€” the works. The team here was compassionate, professional, and got to work immediately. In 90 days my score jumped 130 points. I'm now pre-approved for an auto loan I never thought possible."

James R.β€” Glendale, CA
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"I was skeptical at first β€” I'd tried other credit repair companies and felt scammed. Above Credit Repair was completely different. They explained every step, kept me updated weekly, and the results were real. My score went from 580 to 750 in about a year. Absolutely worth every penny."

Denise K.β€” Pasadena, CA

Business Hours & Service Area

πŸ“… Office Hours

Monday8:00 AM – 5:00 PM
Tuesday8:00 AM – 5:00 PM
Wednesday8:00 AM – 5:00 PM
Thursday8:00 AM – 5:00 PM
Friday8:00 AM – 5:00 PM
Saturday8:00 AM – 5:00 PM
SundayClosed

⚑ Emergency Consultations

Facing urgent financial decisions β€” a loan denial, foreclosure notice, or time-sensitive credit situation? We're available for emergency consultations even outside normal hours.

(213) 221-0103

πŸ“ Areas We Serve

Los Angeles Glendale Pasadena Burbank Long Beach Torrance Inglewood Compton All of CA

Start Your Credit Recovery Today

Book your free no-obligation consultation. Our certified specialists are ready to review your credit and build your personalized action plan.

Contact Information

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Business Hours Mon – Sat: 8:00 AM – 5:00 PM
Emergency Service Available

Request Your Free Consultation

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